Hurricane Isaias: partner crews are working across the Florida Panhandle — check if your home qualifies →
Florida homeowners

When storms, leaks or mold hit your home, we find the right local pro — fast.

Calmwater Home is a free service that connects Florida homeowners with licensed, insured restoration contractors who handle roof tarping, water damage, dry-out and mold — paid from your insurance claim, with nothing out of your pocket.

Get Storm Damage Help →
LANDFALL · OCT 9PensacolaMiltonNavarreFort Walton BeachDestinCrestviewDeFuniak SpringsPanama City
How it works

Help without the runaround

Tell us what happened

A few quick questions about the damage, your home and your insurance.

Get matched

We connect you with one licensed, insured pro who serves your ZIP code.

They take it from there

Free inspection, documentation for your insurer, and the work — paid from your insurance claim, with nothing out of your pocket.

Our standards

Why homeowners trust the pros we work with

After every storm, out-of-town “storm chasers” flood into Florida. Every pro in our network must meet our standards before we send them a single homeowner.

  • Active Florida license, verified
  • General liability and workers’ comp insurance on file
  • Written, itemized estimates before work begins
  • Local crews already working in the Panhandle
  • Homeowner feedback reviewed after every job

Red flags after a storm

  • Pressure to sign on the spot or hand over your insurance check
  • No license number, or an out-of-state truck with no local address
  • Large cash deposits before any work starts
  • No written estimate

Verify any Florida contractor’s license at MyFloridaLicense.com.

Questions

About Calmwater Home

What is Calmwater Home?

A free homeowner matching service. We don’t do repairs or adjust claims ourselves — we connect you with independent, licensed and insured local pros who do.

Does it cost anything?

Our service is free to homeowners. On storm claims, the work is paid from your insurance claim — your deductible is subtracted from the payout, so nothing comes out of your pocket. Pros in our network pay us for marketing.

Will my information be sold to lots of companies?

No. We share your request with one pro matched to your area and need. See our Privacy Policy for details.

Are you affiliated with FEMA or the government?

No. We’re a private company. For federal assistance, visit DisasterAssistance.gov.

How do I contact you?

Email [email protected].

Storm damage? Let’s get your home protected.

It takes 30 seconds to check if your home qualifies.

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